Miami-Dade | Broward | Palm Beach Full-Service Insurance Agency

An Independent South Florida Insurance Agency that Guides You Through Coverage Decisions with Patience and Honest Advice

People’s Insurance Agency helps South Florida families and business owners navigate insurance decisions without confusion or pressure.

No hold music. No telemarketing. Just local experts who take time to explain your options clearly.

We Work with the Best Carriers, so You’re Covered by the Best

We protect thousands of families and businesses through our top-rated carrier network

Insurance That Fits the Way You Live and Work

From family life to business risks, we guide you to the right protection every step of the way.

A man wearing sunglasses is driving an audi car.

Car Insurance

Protect your car, SUV, or truck.

A white house with a large building in the background

Homeowners

Keep your home protected from unexpected events.

A man and a woman are sitting on a couch reading a newspaper.

Life

Ensure a secure financial future for your family.

A large empty office with lots of windows and tables and chairs.

Commercial

Coverage for your South Florida business or investment property

The word emergency is on the side of a building

Health

Reliable and affordable health coverage that meets your needs.

Why Clients Choose Us

South Florida Families and Business Owners Trust Our Team with All Their Insurance Needs

We're not a call center. We're a team of real, licensed agents who treat your insurance needs like it really matters. Because it really does. What it's like to work with us:

You'll Always Talk to a Real Person

No AI, no chatbots, no automated phone menus. Just a local expert ready to help you navigate your coverage needs.


Coverage that Fits Your Lifestyle

We don't do one-size-fits-all. We tailor policies to match your lifestyle, property, and business. We ensure you have the protection you need without paying for what you don't.


We Know South Florida

From hurricane preparedness to local regulations, we understand the unique challenges of our community and are here to help you stay protected. 


Trusted by Families and Businesses Across South Florida

TESTIMONIALS

A row of black stars on a white background.

After years without proper coverage, our finance department decided to evaluate new options. Working with José and his team, we found better policies and now we feel fully protected.

Txapella Imports | Atala Group

Import / Export Group

A red and yellow logo for txapela on a white background
A row of black stars on a white background.

Incredible service! I was very confused about what insurance to get. Gretcher helped me understand all the options available and got me a great deal.

Brian Ruiz

Graphic Designer

A man in a blue jacket taking a selfie with his phone
A row of black stars on a white background.

I loved the personal attention I received. José guided me through every step of the process of selecting the right coverage for my car and home, and I finally feel that I am protected for a fair price.

Dario Navarro

6 months ago

A man and a woman are posing for a picture in front of a body of water.

Meet our Team

Your South Florida Insurance Advisors

Our agents make insurance feel simple. Whether you're protecting your family or your business, you’ll get clear guidance, quick answers, and service that puts you first every time.


A man wearing glasses is standing in front of a sign that says peoples insurance agency

José Maurisset

Founder & Lead Insurance Agent

Founded People's Insurance to deliver the kind of personal service most agencies forgot how to give. 20 years later, still answering calls and explaining options clearly.

A woman is sitting at a desk in front of a computer holding a piece of paper

Melanie Concepción

New Policies & Renewals - Auto

Fluent in English and Spanish, Melanie helps drivers find the right auto coverage at the right price. She makes policy changes and renewals simple and stress-free.

A woman in a black shirt is standing in front of a sign that says efficiency

Grether Fiallo

Customer Success Representative

Your go-to person for policy questions, changes, and making sure everything runs smoothly. Dedicated to ensuring every client feels heard and well taken care of.

A man sits at a desk in front of an hp computer

Yoenis Frometa

New Policies - Commercial

Guides business owners through commercial coverage options to protect their operations, property, and employees. Specializes in getting new businesses properly covered from day one.

A woman is sitting at a desk with a computer and a laptop.

Ana Sevilla

Renewals Specialist - Homeowners

Works with homeowners to review and renew their coverage, ensuring protection keeps up with changing needs. Known for finding ways to maintain coverage while managing costs.

A woman is sitting at a desk in front of a computer.

Esther Robles

New Policies - Homeowners

Specializes in new homeowners policies, ensuring your home is properly protected from day one. Helps clients understand their coverage options without the confusion.

Stop By, Call, Email, Just Say Hello, and Let’s Talk Insurance

Stop by for a colada and stay for a conversation about your coverage. No pressure, no confusing jargon - just neighbors helping neighbors get the right insurance you need.

Email

A black and white envelope icon on a white background.

Reach out anytime and we'll back to you fast.

Phone

A black and white drawing of a phone on a white background.

Call or text. We love to chat on the phone.

Office

A black and white map pin on a white background.

Visit us in person. We're here with a smile (and some Cuban coffee)

Are You Asking Your Insurance Agent the Right Questions?

Get our free guide with 5 essential questions every South Florida resident should ask before choosing coverage.


  • Know what's really covered (and what isn't)
  • Avoid paying for coverage you don't actually need
  • Understand your hurricane and flood protection


Contact Us

No spam, just helpful insurance insights for South Florida families.